I don’t know if you’ve heard of Risk-Free Wealth, a Saen Higgins program that claims to be able to make its users rich without risk. Saen Higgins has his own infomercial and it seemed like the product might actually work. I thought this guy was interesting; Every time I searched for Risk Free Wealth online, people wrote that Saen Higgins worked. I was still curious so I bought the book and realized that in fact everything he says in his book makes a lot of sense. Let me break it down for you:

1. People don’t pay their property taxes. I don’t know why, but sometimes people are busy and forget. Maybe they are in dire financial straits and just can’t pay their property tax right now.

2. YOU pay your property tax. Depending on the county and state, there is a redemption period that ranges from 3 to 5 years. This gives the current owner of the property a grace period to pay their property tax (with interest), which goes directly to YOU. Interest can be up to 25%, so imagine how much money you could earn depending on which tax bond certificates you buy!

3. Since the waiting time can be up to four years, don’t expect to receive your money right away. Once the redemption period is up, and the current owner hasn’t paid you back YET, your home goes into foreclosure and you have the opportunity to take your property.

4. When a house goes into foreclosure, the bank becomes the new owner and since the bank doesn’t want to give you a house for a couple hundred dollars, they will pay you the money owed instead.

It really is easy money, you just have to do your research and it takes more time than you want. The thing about infomercials is that people expect money to magically drop out of thin air once they buy Risk-Free Wealth, which it doesn’t. It takes a little more time and the Saen Higgins website gives you tips and advice to help you not make the mistakes other people make when trying to do this on their own.

Overall, it’s a solid product and it’s all true, which is why other gurus have tried to release their own products that are virtually identical to Risk Free Wealth. It’s not a scam; it’s a real system and people have been investing in tax liens for years.